FILO works for
auto dealerships.

Line of cars in a car lot

Key Metrics

Dealer funding since 2005: $4.5 billion
2020 growth over 2019: 40%
2020 dealer funding: $625+ million
Dealer partners: 800 and growing
2020 funded loans: 24,000+
Average Look-to-Book: 20%+

Two decades of delivering what auto dealers need.

At FILO, we know what auto dealerships need to capture their share of today’s competitive market – and we’ve spent the last two decades delivering it.

In fact, we’ve funded over $4.5 billion in auto loans since our inception in 2001, and we did it by listening to our dealer partners.

A partnership with FILO offers:

  • Quick turnaround and fast funding
  • Aggressive rates and flexible terms
  • Wide range of credit criteria, offering significant market potential  
  • Advances up to 125% NADA Retail plus ample back-end allowances
  • Exceptional, responsive service from our Wisconsin-based team

The auto industry moves fast in today’s hypercompetitive and technology-forward environment. Don’t just stay in the race – take the lead with a FILO partnership.

Get started now.  Call (414) 647-1500  Send us an email

Auto Dealer Testimonials

Hear how we’re helping our dealer partners provide flexible lending options and more competitive rates to their customers.

Michael Mancano
Finance Director
Kunes Auto Group
I have been in the auto business for over 30 years. There are many banks and credit unions out there, but when you need a credit union to work with you as a partner, FILO is the credit union for you.
Matt Schultz
Finance Manager
Zimbrick Automotive
With many lenders competing for business, FILO is a real stand out. Having this lender available has allowed me to keep financing here at the dealership, increasing my chances for aftermarket products while making everything easier for the customer. Their team of great dealer relationship managers and analysts get me to keep ‘clicking’ FILO.
Tim Groves
Approval Manager
Zumbrota Ford
FILO has been key in helping us provide options for our customers. FILO buys a large spectrum of credit, and they fund fast. They are a great team to work with from start to finish. I highly recommend them.

Start Your FILO Partnership Now

Reclaim your share of the auto loan market today. You’ll get a reliable, steady source of loans that fit your parameters and a pipeline of new members – all at a low cost and with minimal risk.